Fees, insurance & payment

Fees, Insurance, and Payment for Michigan Therapy

Below is a general overview of insurance and payment options. Please verify benefits with your insurance plan and confirm details with Wendi during your consultation.

Insurance accepted

Wendi is in-network with a range of Michigan plans, which may include:

  • · Aetna
  • · Blue Care Network
  • · BlueCross and BlueShield
  • · Carelon Behavioral Health
  • · Cigna and Evernorth
  • · Cofinity | First Health
  • · Health Alliance Plan (HAP) of Michigan
  • · Humana
  • · Luminare
  • · Magellan
  • · McLaren
  • · Medicaid
  • · Medicare
  • · Meridian
  • · Molina Healthcare
  • · MultiPlan
  • · Priority Health
  • · UnitedHealthcare UHC | UBH

Coverage varies. Please verify benefits with your insurance plan before your first session.

Payment methods

  • · Insurance copay or coinsurance, processed after each session
  • · Private pay (rates discussed during consultation)
  • · Major credit and debit cards, HSA, and FSA accepted

A Good Faith Estimate is available to clients who are not using insurance, as required by federal law.

Verifying your benefits

Questions to ask your insurance provider

A short list to help you understand what your plan covers before your first session.

  • · Do I have outpatient mental health benefits?
  • · Is telehealth covered the same as in-person sessions?
  • · Do I have a deductible, and has it been met?
  • · What is my copay or coinsurance per session?
  • · Do I need pre-authorization or a referral?
  • · Is Wendi Amburgey, LMSW an in-network provider?

Take the next step

Have a question about cost or coverage?

Wendi is happy to talk through fees and insurance during your free consultation.